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Practical Money Matters Radio Series

December 24, 2012
Financial Resolutions You Can Keep

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Start the year off on more solid financial footing with these small tips for curbing your spending and boosting your savings.


If you make big New Year's resolutions that always seem doomed to fail, start out small and watch the results add up slowly. For example, if your goal is to save money, try these tips:

Save $10 a week by ordering one less coffee and fast food meal–that's $500 a year.

Lower your thermostat in the winter and raise it in the summer.

Drive slower. Each five miles an hour you drive over 60 costs about 30 cents per gallon.

Keep your tires properly inflated and your engine tuned for even bigger savings.

Raise home and car insurance deductibles and shop around for better rates.

And balance your checkbook to avoid bounced checks and overdrafts.

Bottom line: Making a few painless changes can save thousands of dollars a year.

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