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Practical Money Matters Radio Series

May 30, 2011
Seniors—Are Medical Expenses Killing Your Budget?

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What seniors should know about government and patient assistance programs that could help ease their medical costs.


Fixed incomes and rising medical costs don’t mix. If you’re a senior citizen, you know this all too well. Here are a few ways to trim your health care costs:

• If your health insurance doesn’t cover a specific medical expense, ask your doctor about discounts for paying cash.

• Ask if there are cheaper generic versions of your medications and whether you can get a quantity discount for mail-order prescriptions.

• Use preventive care before your conditions get out of control.

• Most drug makers offer patient assistance programs that provide uninsured and low-income people, including seniors, access to medications they couldn’t afford otherwise. Ask your doctor or pharmacist for details.

Bottom line: Don’t let your financial worries stand in the way of your health needs. Resources are available; you just need to seek them out.

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