October 7, 2013
4 Tips to Reduce Funeral Costs
Four tips to reduce funeral costs.
There are many variables and costs involved in planning a funeral and none of them are cheap.
First, know your rights. The federal government's "Funeral Rule" says funeral homes must provide itemized price lists; can't require you to purchase package deals containing unwanted items; and must offer alternative cremation containers besides wooden caskets.
Here are a few tips to reduce costs:
- A $255 death benefit is available for workers who paid into Social Security.
- If there is no public viewing, you can forgo embalming and cosmetology services.
- Caskets and cremation urns purchased from sources other than a funeral home may be cheaper.
- And, veterans can be buried at a national cemetery at no cost.
Bottom line: You can ease your family's emotional and financial burdens by planning ahead.
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