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Practical Money Matters Radio Series

October 28, 2013
5 Ways to Trim Your Holiday Expenses

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Five tips to stay within your holiday budget.


The holidays can be a stressful and expensive time and it's easy to overspend. Here are a few tips to cut costs:

  • Don't wait until the last minute to shop - procrastinators often overspend in their panic.
  • Spend no more than 1.5 percent of your total household income on all aspects of the holidays.
  • Pool your resources. Go in with family and friends on gift lotteries or agree to forego exchanging gifts this year.
  • Get creative. Use discount coupons and mobile shopping apps to compare prices.
  • Consider alternative gifts. Offer your time to babysit, run errands or take older relatives to appointments.

Bottom line: Planning, organization and creativity are keys to controlling your holiday spending so it doesn't bust your budget.

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