Financial Literacy for Everyone
Follow Us
FacebookTwitterYouTube
For Broadcasters

Learn how you can play Jason Alderman's weekly Practical Money Matters on your station. Learn more

Subscribe
Play NFL

Challenge yourself with Financial Football
Play our fun video game to test your knowledge about money.
Play now

PMM articles

Practical Money Matters
Disputing a credit card charge? Graduating? Leasing a car? Learn important tips from our weekly article series.
Read now

social media

Connect with us!
For daily money tips, quips and pics, follow us on social media.
Like us on Facebook
Follow us on Twitter

Practical Money Matters Radio Series

November 7, 2011
Diversify Your Investments

00:00
00:00
download share



Are all of your investments in one place? Learn how diversifying your holdings can help you ensure your investments are protected.

Transcript

Financial experts agree that diversifying your investments can help protect you in case some of them should underperform or lose value. They also agree that most people's needs–and appetite for risk–change over time, especially as you approach retirement.

That's why many people practice "asset allocation, " where investments are divided among different classes, including stocks, bonds and money market funds.

You can further spread out your risk by investing in mutual funds, which pool money from many investors to buy a broad spectrum of stocks and bonds. So, if one company in the fund plummets in value, the overall impact to your account is lessened.

Bottom line: Understand how your money is invested and make changes as market conditions and your tolerance for risk change.


Related Articles

Email to a friend

Your Name:
Your Email:
Recipient's Email:
Message:
Enter code:


The information that you provide through this e-mail feature will not be stored by Visa for any other purposes. Please refer to Visa's privacy policy for details.