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Practical Money Matters Radio Series

January 2, 2012
Get the Most Out of Your Gift Cards

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If you received gift cards this holiday season, follow these smart tips for getting all you can out of them in the months to come.


You probably received at least a few gift cards during the holidays. Here are some tips to help get the most out of them:

* Use the cards quickly; the longer you wait, the more likely you'll forget or misplace them.

* Make sure you understand any expiration rules–some have fees if you don't use them within a specific timeframe.

* Write down account and toll-free numbers to report lost or stolen cards.

* Use up the entire account balance, or ask if a cash refund is available. You may be able to use multiple cards for a single purchase.\n

Bottom line: Gift cards are meant to be used–don't wait.

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