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Practical Money Matters Radio Series

June 11, 2012
Quick Credit Score Fixes

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Find out about the steps you can take to boost your credit score and improve your financial future.


If your credit score has suffered lately, taking these steps should begin improving your score in short order.

First, on bills and loans, always make at least the minimum payment due – on time. Set up automatic payments for recurring bills. And sign up for text or email alerts when your bank balance drops too low.

Don't automatically close older, unused credit card accounts, since 15 percent of your score is based on your length of credit history. In fact, you may want to make occasional small purchases on less-active accounts to help ensure they aren't closed by the lenders for being underutilized.

Bottom line: Carefully monitoring how–and when–you pay your bills can go a long way toward improving your credit score.

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