July 30, 2012
What to Do if Your Credit Card is Stolen
Learn what you should do first to protect yourself and your identity in the event your credit card is stolen.
The odds of your credit or debit card number being stolen are low, but it's still good to know what to do just in case it happens.
First, contact the bank or credit union that issued your card so they can monitor your account and issue a new one if necessary. You'll find a toll-free fraud line on your card, your billing statement and the issuer's website. Also, change related passwords or PIN numbers. And notify companies where you've got automatic payments tied to the account so you don't miss payments. If thieves have gained access to other personal information – say your wallet was stolen – escalate your fraud precautions. Go to the Federal Trade Commission's website and look up "ID Theft" for guidance.
Bottom line: If you suspect foul play, act quickly.
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