Financial Literacy for Everyone
Follow Us
FacebookTwitterYouTube
For Broadcasters

Sign up for our weekly email and learn how you can play Jason Alderman's weekly Practical Money Matters on your station. Learn more

Subscribe
Summit 2014

Watch the 2014 Financial Literacy Summit
The 8th annual event addressed financial literacy needs of the unbanked and underbanked.
View video

PMM articles

Practical Money Matters
Disputing a credit card charge? Graduating? Leasing a car? Learn important tips from our weekly article series.
Read now

social media

Connect with us!
For daily money tips, quips and pics, follow us on social media.
Like us on Facebook
Follow us on Twitter

Practical Money Matters Radio Series

September 17, 2012
Reducing the Pain of Budgeting


Discover how you can make budgeting work for you, no matter what your financial situation and goals.

Transcript

Budgets are like diets: No single approach works for everyone and it may take a few tries to get it right. Don't think of a budget as a punishment, but rather, as a way to achieve your goals, whether those goals are to buy a house, pay for college or retire early. If you're new to budgeting or haven't been successful in the past, start slowly. For a few months write down every cent you spend – everything from snacks to gas to rent. You'll be shocked, I promise.

If you're breaking even or losing money each month, you either need to find additional income or aggressively alter your spending habits‐or both.

Bottom line: Don't let a few budgeting setbacks get in your way as you work toward your financial goals.


Related Articles

Email to a friend

Your Name:
Your Email:
Recipient's Email:
Message:
Enter code:


The information that you provide through this e-mail feature will not be stored by Visa for any other purposes. Please refer to Visa's privacy policy for details.