facebook logo facebook logo twitter logo twitter logo facebook logo facebook logo twitter logo twitter logo

Coronavirus (COVID-19) Resources

Find resources on health, safety, education and banking to help protect your health and finances.

Financial Education for Everyone

English  |  Español

EN  |  SP

Practical Money Matters

Visa’s Practical Money Matters column delivers expert personal finance tips to consumers of all ages in English and Spanish. The article series has been syndicated nationwide in 500 U.S. newspapers and a Huffington Post blog. Topics include saving, budgeting, credit & debt, life events, taxes, retirement, insurance and more.

Featured Article

PMM Articles


Financial planners not just for the wealthy

It's not uncommon to feel overwhelmed by the sheer number of important decisions we need to make concerning retirement accounts, investments, college savings and other complicated financial issues. That's one reason more and more people turn to professional financial advisors to...

Read More

Improving your credit score

Many people suffered blows to their credit scores during the unstable economy of the last few years, whether because they missed payments, exceeded credit limits or, more seriously, experienced a home foreclosure or even bankruptcy. Is this a big deal? Absolutely.If...

Read More

Reverse Mortgages Aren't for Everyone

You can scarcely turn on the TV without seeing ads for reverse mortgages. They're touted as a great tool for cash-strapped seniors to tap their home equity to pay off bills while remaining in their homes with no monthly mortgage payments....

Read More

Back-to-school budgeting tips

The days when you could send your kids off to the first day of school with a lunchbox and a hug are long gone. Today's back-to-school preparations likely include filing out piles of pre-enrollment paperwork, lining up carpools and, of course,...

Read More

Protect Your Kids from Identity Thieves

You're probably weary of being reminded to take precautions against identity theft, but here's a wrinkle you may not have considered: Identity thieves have broadened their reach by harvesting children's dormant Social Security numbers (SSNs) and using them to illegally obtain...

Read More

Should You Put Retirement on Hold?

One indicator our economy is still hurting is that more and more people are postponing retirement. According to the Department of Labor, those over 55 and still working have increased steadily since the recession began – 28.9 million at last count...

Read More

Financial costs of caring for your parents

Kudos to the millions of "sandwich-generation" Americans. These exhausted souls spend their time and money caring for and supporting not only their own children (and sometimes, grandchildren), but their parents as well. It's no wonder that so many people caught in...

Read More

Dealing with debt collectors

If you've ever fallen far behind on paying your bills, you know what it's like to dread whenever the phone rings: What if it's another bill collector? Ignoring the call – like ignoring a toothache – is never a good idea....

Read More

With budgeting, slow and steady wins the race

Budgets are like diets: No single approach works for everyone; overly complicated plans rarely work for long; and sometimes it takes a few tries before you get it right.One common stumbling block is thinking of budgets as punishment rather than a...

Read More

Annuities 101

Nervous investors have faced many challenges over the last few years searching for safe havens. That's one reason many turn to annuities to ensure a steady stream of retirement income. But with so many types of annuities offered – and complex...

Read More

Why you need renters insurance

One common misconception among many people who rent their homes is that they are covered under their landlord's insurance in case of an accident, burglary, or other disaster. Let me dispel that myth: Landlords typically only insure the building and any...

Read More

Video games aren't so bad after all

Next time you're tempted to lecture your kids about wasting too much time on video games, first check out which games they're playing – it turns out they may actually be learning important life lessons.Much research has been done on whether...

Read More

Financial advice for graduates

If you – or one of your kids – are about to graduate from college or high school, congratulations on successfully navigating the twists and turns of the education system. You don't need me to tell you what a challenging, rewarding...

Read More

Financial advice for fathers

With Father's Day upon us, dads everywhere are gearing up for an avalanche of gifts and "I love yous" from their spouses and kids. If you really want to return their affection, think about what you can do to protect your...

Read More

Seniors vulnerable to Internet scams

We're forever warning teenagers to be careful online – don't reveal personal information to strangers, avoid scams, report bullying The same advice may be appropriate for grandma and grandpa as Seniors are the fastest-growing segment of new Internet users, as they've...

Read More

Use Financial Windfalls Wisely

If you're lucky enough to win a multimillion-dollar lottery, you don't need this column; you need a team of legal and financial experts to make sure you don't blow your chance for lifetime financial security. But if you receive a considerably...

Read More

Senior year sticker shock

Parents, if your high-school senior is about to graduate, you have my heart-felt congratulations – and my sympathy. As your checkbook can attest, this has been an expensive year and it's not over yet. You're probably still facing senior prom, graduation...

Read More

Trim your vacation costs

To paraphrase Yogi Berra, when it comes to gas prices, this is like déjà vu all over again. Instability in Africa and the Middle East, among other factors, has driven up pump prices to levels we haven't seen since the summer...

Read More

Financial literacy teachable moments come at all ages

I learned lots of valuable information in high school, but one subject that wasn't on the curriculum was personal financial management. We didn't learn how to balance a checkbook, why budgeting is important or how credit card interest works, among other...

Read More

For Mother's Day, help mom get organized

Mother's Day is May 8. In addition to traditional gifts like candy and flowers, consider spending a few hours helping your mom organize her financial, legal and medical records so she – and you – know where she stands. Being prepared...

Read More