facebook logo facebook logo twitter logo twitter logo facebook logo facebook logo twitter logo twitter logo

Financial Literacy for Everyone

English  |  Español

EN  |  SP

Practical Money Matters

Visa’s Practical Money Matters column delivers expert personal finance tips to consumers of all ages in English and Spanish. The article series has been syndicated nationwide in 500 U.S. newspapers and a Huffington Post blog. Topics include saving, budgeting, credit & debt, life events, taxes, retirement, insurance and more.

Featured Article

PMM Articles


Making Holidays Bright – And Affordable

Already dreading what you'll spend this holiday season? It doesn't have to be that aren't the only budget-busting culprit during the The weeks between Thanksgiving and New Year's are also a peak time for spending on groceries, travel, events, entertainment, energy,...

Read More

Moving Soon? Keep Costs Under Control

Even if you're only moving across town, it's likely to cost more than you According to the latest figures from the American Moving and Storage Association, the average cost of an in-state professional move – based on 7,570 pounds of stuff...

Read More

Planning an Eco-Friendly Home Renovation

Plenty of people are now putting the sun, wind and water to work to cut their energy Should you join them?Before any shift to renewable energy technology, you've got to do some very individualized research and above all, work the Solar...

Read More

Top 5 Money Fears – And How to Tackle Them

Are you worried about your financial situation? For the eighth consecutive year, the American Psychological Association (APA) identified money as the number one stress trigger, with 72 percent of Americans reporting stress about money and nearly 1 in 5 saying they...

Read More

Planning That Affordable Holiday Trip

Are you an advance planner or an improviser? Your travel planning style might save you money during the busy winter holiday travel Generally, families with children and a need for specific seating and direct flights may need to plan earlier to...

Read More

Building a Fraud-Free Family

A generation ago, most families didn't think about financial Today, it can come in many forms – over the phone, through the mail and increasingly, It's an equal opportunity crime that affects consumers of all For the 15th straight year, the...

Read More

10 Open Enrollment Mistakes to Avoid

How much time do you spend reviewing your benefits before open enrollment each year? If your answer is "not much," you're not A recent survey by insurer Aflac says that 90 percent of Americans choose the same benefits year after year...

Read More

Back-to-School Planning for Returning Students

Could a mid- to late-career return to college make sense for you? It's essential to evaluate whether this is a financially risky In recent years, older Americans have been heading back to school part-time and during evenings in greater numbers than...

Read More

Money Prep for Prospective Parents

It costs parents an average of $245,340 to raise a child from birth to age That figure from the Agriculture Department is just one reason why prospective parents are advised to consider parallel financial planning for child-based expenses and The key...

Read More

Getting Your Home Ready to Sell

As the economy improves, today's sellers are facing a very different environment than they were before the housing market stumbled in Today's housing market features new procedures and standards, not the least of which are continuing borrowing hurdles for prospective If...

Read More

10 Reasons Why You Might Be Financially Stressed

Stress can come from everywhere – career, school, family, relationships, health – and especially The American Psychological Association (APA) recently reported that money remains the number one stressor for 72 percent of In fact, money has led the APA's annual stress...

Read More

Over 50? Supersize Your Retirement Savings

If you're over age 50 and not sure whether you're going to be able to retire, it's time to focus, get advice and build a realistic not The Government Accountability Office recently reported that most households approaching retirement have low savings,...

Read More

10 Ways to Become Financially Independent

After the 2008 economic crisis, many people assumed they would never be able to reach true financial independence – the ability to live comfortably off one's savings and investments with no debt individuals willing to use their time horizon to plan...

Read More

Making Summer More Energy Efficient

It's expected to be a hotter summer this year, but don't confine your money-saving efforts to the warm months can be the best time to focus on cutting year-round energy costs Free of snow, ice and wind, it's easier to spot...

Read More

Building a Back-to-School Budget

Back-to-school spending isn't just about clothes and markers In 2014, Forbes reported that Accenture estimated that nearly half of respondents reported they would spend $500 or more on back-to-school expenses, including not only clothes and desk supplies, but electronics as Yet...

Read More

What To Do If Someone Files A False Tax Return in...

Identity theft is one of the fastest-growing fraud issues at the Internal Revenue Service Online thieves have been capturing Social Security numbers and other tax filing data to file fraudulent returns, principally for the purpose of stealing Just this past tax...

Read More