facebook logo facebook logo twitter logo twitter logo facebook logo facebook logo twitter logo twitter logo

Financial Literacy for Everyone

English  |  Español

EN  |  SP

Practical Money Matters

Visa’s Practical Money Matters column delivers expert personal finance tips to consumers of all ages in English and Spanish. The article series has been syndicated nationwide in 500 U.S. newspapers and a Huffington Post blog. Topics include saving, budgeting, credit & debt, life events, taxes, retirement, insurance and more.

Featured Article

PMM Articles


Considering Life Without Owning a Car

Most baby boomers couldn't envision their early adult years without a However, times are changing and younger commuters are leading the According to an October study by Public Interest Research Group PIRG) and the Frontier Group, millennials – those born between...

Read More

Pros and Cons of Reverse Mortgages

Over the last decade, reverse mortgages have been marketed as an easy way for seniors to cash in their home equity to pay for living expenses. However, many have learned that improper use of the product – such as pulling all...

Read More

Resetting Your Life for Retirement

The phrase "downsizing for retirement" is popular with Baby Boomers, the youngest of whom turned 50 last It sparks a conversation about transition, which may include buying fewer new things, selling, gifting or donating possessions that are no longer needed and...

Read More

Yours, Mine and Ours: Planning Stepfamily Finances

The Pew Research Center reports that four in ten American adults have at least one steprelative, defined as a stepparent, a step-or-half sibling or a stepchild, in their While the Pew study says that many stepfamilies operate harmoniously, it also notes...

Read More

Medicare Primer 101

If your 65th birthday is around the corner or you're anxious about the Medicare open enrollment period (closing 7), it's a good time to start focusing on your Healthcare choice is becoming a bigger factor in the lives of pre-retirees as...

Read More

Planning a Home Remodel that Actually Pays Off

There was a time when contractors building McMansion-style home additions or Michelin-worthy kitchens were a regular sight in many neighborhoods – until around 2006, when the Great Recession began to take the good news: home improvements are starting to add value...

Read More

Planning a Home Remodel that Actually Pays Off

There was a time when contractors building McMansion-style home additions or Michelin-worthy kitchens were a regular sight in many neighborhoods – until around 2006, when the Great Recession began to take the good news: home improvements are starting to add value...

Read More

IRS Pension Update: New Limits for 2015

Is it ever too late to plan for retirement? No, as long as you're willing to be thrifty and extend your working years and be mindful of your individual and employer-based retirement savings Building a successful, comfortable retirement depends on a...

Read More

Smart Financial Moves for Transitioning Vets

The latest generations of veterans face a particularly complicated financial picture, attributed to multiple deployments, a tough civilian economy, predatory lending threats at home and disability and health why the Veterans Financial Coalition was formed in June 2014 by a diverse...

Read More

6 Must-Know Facts About Obamacare Open Enrollment

If you buy your own health insurance, add this important date to your yearend to-do list: November the date open enrollment is available for individual healthcare plans offered through the site, your respective health insurance marketplace or independent agents in your...

Read More

7 Ways to Cut Your Holiday Expenses

When it comes to holiday spending, waiting in store lines all night and jostling for discounts will mean very little if you don't have a budget that shapes your finances year-round. With the average U.S. household spending $600-$700 in 2014 for...

Read More

Are Extended Warranties Worth the Cost?

Are these costly add-ons worth the expense or simply a sucker bet intended to boost the seller's bottom line? It depends on whom you ask.According to consumer watchdog organizations like the Federal Trade Commission and Consumer Reports, extended warranties and service...

Read More

Do You Need ID Theft Insurance or Credit Monitoring?

You'd have to be living under a rock not to be concerned about identity theft. It seems like every other month there's a new report about another massive data breach somewhere in the world. Not surprisingly, a thriving industry has sprung...

Read More

How to Pay Less for a New Car

Late last year, my wife and I were in the unenviable position of needing to shop for a new car, since the used car lease I'd assumed was about to expire. I knew it would probably have to last until my...

Read More

Before Cosigning a Loan, Know the Risks

Shakespeare probably said it best: "Neither a borrower, nor a lender be, for loan oft loses both itself and friend." Four hundred years later, people still wrestle with whether or not to help out a loved one by loaning them money...

Read More