Financial Literacy for Everyone

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Learn To Earn

You have to earn it before you save it

Hard work pays off.

Earning is the first step in your lifelong journey to managing money wisely so that you can build a successful future.

We all have different talents and abilities. Recognizing those strengths and developing your skills is important. The more knowledge you gain and education you achieve, the sharper your skills will become to help you earn more money. Investing in your skills and education takes time, effort and money, but will pay off in the long run. Remember, everyone makes different amounts of money, but the goal is to learn to manage any amount of money, big or small.

How do you earn your money? Earnings
Total $58 / month
Allowance $20 / month
Babysitting $16 / month
Walking your neighbor’s dog $12 / month
Mowing your neighbor’s lawn $10 / month

Big ideas, big money.

You can earn money doing what you love by becoming an entrepreneur.

Being an entrepreneur means using your skills, interests and unique ideas to build your own business. Anyone can become an entrepreneur if they work hard enough. Many teens have built amazing businesses right out of their homes. Some have started tutoring younger kids, selling handmade items online or even organized their own catering services.

Get started by asking yourself these questions:

To become an entrepreneur, you’ll need to plan ahead and work hard in school. Find a mentor to help you build your business — it could be your parents or friends of your family who can give you advice about your new venture. Challenge yourself, and remember to have fun!

Did you know?

You can legally start working in the U.S. at the age of 14.

See your ideas come to life.

You may have had a lemonade stand to make money as a kid, but what is your new vision for earning?

Do you love animals?

Start a dog walking/pet sitting business.

Are you good with computers?

Teach others how to use them.

Do you care about the environment?

Collect recyclables/e-waste in your neighborhood.

Not sure where to start? Your school’s library or career club are great places to research your interests and potential careers. You don’t have to decide on a career right away, so don’t limit yourself to one interest. You can grow your skills and learn more about your future career by taking a class at a community center or consider programs your local college or university offers to younger students.