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Financial Education for Everyone

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Practical Money Matters

Visa’s Practical Money Matters column delivers expert personal finance tips to consumers of all ages in English and Spanish. The article series has been syndicated nationwide in 500 U.S. newspapers and a Huffington Post blog. Topics include saving, budgeting, credit & debt, life events, taxes, retirement, insurance and more.

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PMM Articles


Resolve to Replace Your Bad Financial Habits

Most people have at least one bad financial habit. Whether it's impulse shopping, forgetting to pay bills on time or putting off building that emergency fund, balancing what you want to do and what you "should" do is never easy. The...

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How to Turn Monetary Gifts into Teachable Moments

Children and teenagers who received monetary gifts for the holidays are often excited to choose what to buy. While they should be allowed to spend some of the money or gift cards, as a parent, you could also use these windfall...

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Simple Ways to Make Your Appliances Last Longer

'Tis the season for overflowing refrigerators, never-ending loads of laundry and hopefully visiting family who will lend a hand. Many people ask their appliances to work a little harder than normal during the holidays, and proper maintenance throughout the year might...

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When Might Opening a Joint Bank Account Make Sense?

Did you recently get married, move in with a new roommate, see a child off to college or start managing a relative's finances? The change in relationship dynamics could prompt you to consider tying part of your financial lives together by...

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Focus on Credit Factors, Not Credit Scores

You should want to know your credit score. After all, your credit can be incredibly important to your financial future. It could impact your likelihood of getting approved for a loan and the interest rate you'll get on new financial products....

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Year-End Tax Moves That Could Save You Money

The end of the year is approaching and between visiting friends and family and celebrating the holidays, your taxes may be the last thing on your mind. However, putting off tax preparation until later could be a costly mistake. While tax...

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Make a Difference: Become a Financial Educator

Teaching personal finance topics can be immensely rewarding because the lessons are often immediately applicable to many students' lives. Whether you're comparing financial products, creating a budget or evaluating the cost of a loan, financial literacy provides the foundation to make...

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Graduated and On Your Own: Now What?

Fall is here and school is back in session but for many graduates, it's out for good. If you're a recent high school or college graduate, this might be the first time you're on your own. Living away from home and...

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How to Tackle Your Grocery Bill

Food shopping can quickly take over your budget despite your best intentions. Perhaps it's due to impulse purchases, unplanned shopping trips, food going bad or a combination of all three. If you're looking for ways to save money while enjoying nutritious...

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What College Students Should Learn About Money

As you prepare for a new year at college, managing your money may be the last thing on your mind. But, college is the perfect time to instill strong and healthy financial habits, such as budgeting and living within your means....

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Fintech is Changing Money Management for the Better

Are you stressed about managing your money? Most of us are at one time or another. Whether you're trying to track your spending or invest spare change, fintech (financial technology) is here to ease your money worries. That's the promise of...

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Preparing to Become a Caregiver

Updated April 23, 2020Becoming a caregiver for an aging relative is a profound expression of love. You may find that you will begin to take on many of the responsibilities they might have had while raising you. Like raising a family,...

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Back-to-School Tech for Your Children

It's increasingly common to find classrooms filled with the blue hue of computer and tablet screens. Early education or postgraduate work, there's a shift towards technology-driven, or at least technology-aided, schooling. Students that learn to use technology to stay organized, conduct in-depth...

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Six Ways to Save On Your Next Car

Looking for an eco-friendly subcompact or the thrills that come with a sports car? Perhaps the practicality of a sedan or a spacious SUV better fits your needs? No matter what type of vehicle is calling your name, planning your purchase...

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